Mortgage Blog

Category: First Time Home Buyers (30 posts)

Is it a Good Time to Become a First-Time Home Buyer?

May 27, 2020 | Posted by: Karen Boyne

We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...

5 First-Time Homebuyer Mistakes To Avoid

May 13, 2020 | Posted by: Karen Boyne

Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...

Real Estate 101: Essential Tips for First-Time Home Buyers

February 12, 2020 | Posted by: Karen Boyne

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

10 Essential Tips for Taking Out Your First Mortgage

January 29, 2020 | Posted by: Karen Boyne

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase

June 27, 2019 | Posted by: Karen Boyne

After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T ...

First Time Home Buyers Guide: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

June 12, 2019 | Posted by: Karen Boyne

Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three ...

Three Mistakes to Avoid as a First Time Homebuyer

May 22, 2019 | Posted by: Karen Boyne

Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you should try to avoid along ...

Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home

May 8, 2019 | Posted by: Karen Boyne

If you are tired of renting and ready to buy the home of your dreams, you need to plan carefully. The dream of home ownership is a wonderful thing, but without careful planning and a proactive approac ...

Mortgage Questions for First-Time Buyers

April 10, 2019 | Posted by: Karen Boyne

While purchasing a home qualifies as the largest acquisition in many peoples' lives, it doesn't have to invoke anxiety. As long as you know what to expect, you'll be set to become a successful homeo ...

5 Mistakes to Avoid When Buying Your First House

January 23, 2019 | Posted by: Karen Boyne

Buying a first home is a big step, both financially and personally. In the long run, home ownership can lead to many other investment and and financial opportunities. Of course, owning a home also g ...

Buying Your First Home: When Are You REALLY Ready?

December 12, 2018 | Posted by: Karen Boyne

Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...

Five Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate

October 10, 2018 | Posted by: Karen Boyne

If you are a recent college graduate, you might think that buying a home is still many years off, but that's not necessarily the case. If you dream of homeownership, even as a young adult, there may b ...

How to Know If You Should Buy a Home or Continue Renting

May 23, 2018 | Posted by: Karen Boyne

While owning a home and a plot of land was once part of the 'American Dream' for many people, the times have shifted. The global financial crisis which resulted in a massive shift in the housing marke ...

What to Look for When Buying Your First Home

December 13, 2017 | Posted by: Karen Boyne

Buying a first home is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them against the elements. In addit ...

Buying Your First Home? Be Prepared for These 5 Startup Expenses

October 24, 2017 | Posted by: Karen Boyne

If you are in the market for your first home, you’ve probably saved a substantial amount of money for the down payment. You researched closing costs, sought out the best deal on a mortgage, and ...

Five Things First Time Home Buyers Should Do Before They Go Shopping

July 26, 2017 | Posted by: Karen Boyne

Shopping for your first home is exciting, and it is only natural to want to get right to it. The idea of trading in that monthly rent check for a mortgage payment that builds equity and wealth for the ...

Timing Your Home Sale

January 25, 2017 | Posted by: Karen Boyne

Timing the sale of your home is easier said than done. There are all sorts of factors to consider, from seasonal advantages to the economic climate of a particular region. And that's in addition to po ...

Should You Borrow Money to Invest in Real Estate?

December 28, 2016 | Posted by: Karen Boyne

There's no disputing that real estate investment is one of the best business models for those looking to achieve long-term financial success. The one problem most would-be investors have, however, is ...

5 Tips for Buying Your First Rental Property

October 26, 2016 | Posted by: Karen Boyne

Investing in a rental property is a great step toward earning passive income and building wealth. Unfortunately, becoming a landlord for the first time can also be challenging and lead to a financial ...

7 Tips for Buying a Condominium

September 28, 2016 | Posted by: Karen Boyne

There are many advantages to living in a condominium. You aren't required to mow the grass or shovel the snow (if any). You have access to amenities such as pools and fitness centers. And you probably ...

Tips to Ease the Moving Process

August 10, 2016 | Posted by: Karen Boyne

Moving can be a stressful process, no matter how far you are traveling. Planning your move minimizes the stress associated with this task while also simplifying the process. Here are several tips that ...

Rent or Buy? 3 Tips to Help You Decide

July 27, 2016 | Posted by: Karen Boyne

The decision to buy or rent a home in is one that should not be taken lightly. After all, the choice you make is going to affect you for at least a year and probably much longer than that. While this ...

5 Smart Ways to Improve Your Credit Score

April 13, 2016 | Posted by: Karen Boyne

Whether you want to buy a house or just get a better rate on your credit card, your credit score will play a big role in how well you do and how much you have to pay. If you do not know your ...

Make Money When You Buy

March 9, 2016 | Posted by: Karen Boyne

Every intelligent real estate investor understands the basic principle of making money when you buy. It’s extremely important to learn and understand this concept for your business because it ca ...

What To Look For When Buying Your First Home

November 10, 2015 | Posted by: Karen Boyne

Becoming a first time homebuyer is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them against the elemen ...

4 Homebuyer Tips To Make House Hunting More Efficient

October 14, 2015 | Posted by: Karen Boyne

Going house hunting can be fun and exciting at first, but the more houses you look at, the more frustrating you might become -- especially if you just can't seem to find the perfect home. No one ...

7 Easy Tips for Preventing Clutter

May 27, 2015 | Posted by: Karen Boyne

Whether you are preparing your home for sale or just trying to gain a little sanity it's great to declutter your home. From saving space to sparing time and reducing stress, decluttering can make ever ...

7 Hidden Costs of Homeownership

May 14, 2015 | Posted by: Karen Boyne

You've made that momentous decision to buy a home. Your credit score is good, your employment is steady, you're debt-free and you've even saved up enough money to cover a down payment as well as some ...

5 Things That May Not Be Included In Your Home Purchase

April 8, 2015 | Posted by: Karen Boyne

When you find the house you love and want to purchase, if there is something you want included in the purchase, tell your agent. Be prepared to pay an additional amount for anything the seller did not ...

First Time Buyer Plan

September 30, 2014 | Posted by: Karen Boyne

Navigating the world of Canadian home buying. Step 1: Figure out how much you can afford. Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by ...

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